1a.
Home
1b.
Quote
2.
Engage
3.
FAQs
4.
Login

What do we do

Pioneering one of its kind robotics platform to help our Clients navigate through the myriad complexities in expediting debt collection without having to pay exorbitant legal fees.

Whether in good or bad times, “cash is king” and “money-in-the bank” hold true for any entrepreneur regardless of the size of your business. No business wants to carry debts for a protracted time.

We simplify the collection process for our Clients and make it as painless as possible without compromising your business relationship with your debtors – we explore all avenues to collect in an amicable manner until we exhaust all means. Thereafter, the process may be more complicated, requiring legal advice over disputed amounts or insolvency, etc. For whatever collection predicament you are in, we will be on hand to guide you through your best collection options – purpose is of course to get “money-in-the-bank” for our Clients.

90% of debts get collected through amicable negotiations. Once a Letter of Demand is issued, it will go south – debtors will seek legal advice and there will likely be counter-claims or disputes. As such, we always advise our Clients to avoid issuing letter of demand as a last resort.

For a small mobilisation fee, we will activate the collection process for you. Thereafter, you will only need to pay us a success fee upon each tranche of collection.

The Process

Our standard process and documents to be issued to recover the debts are as follows:

1. Notice of Assignment

This is a notification to inform the Debtor that the debt has been assigned to AiLegal who will henceforth take over the debt recovery process from the Client (Creditor)

2. Settlement Letter

This is an invitation to settle the Debt issued by AiLegal to the Debtor, asking the Debtor to propose a settlement schedule

3. Letter of Demand (“LOD”)

This is a letter of demand to be issued to the debtor when early negotiations too settle fails.

4. Winding-Up Notice

This is to be only considered when attempts to settle and LOD fail ie. Debtor ignored correspondences and personal engagement

Personal Engagement

Our Value Proposition

The Problem We Are Solving :

Organisations typically issue LODs to recover their debts. Odds are that debt recovery takes a long time due to disputes and emotional triggers. Is issuing an LODs the best way to ensure debt recovery?

Our Proven Value Proposition
  1. At least 90% of debts will be recoverable if there is upfront consultation and personal engagement between the Creditor v. Debtor It works better if there is a professional to negotiate for an “admission of the debt” and recovery before issuing a letter of demand (“LOD”). LOD is the first stage of “things turning ugly” and should be avoided at all costs
  2. An admission of debt will increase the chances of recovery even if there is no recovery prior to the Creditor filling a suit in court as a last option. It will also expedite a favourable court judgement at lower costs. The Creditor can pursue a winding up / summary judgement instead of a full trial.
  3. When an LOD is triggered by a Creditor, the Debtor will consult a lawyer who will typically advice to pursue a dispute and counter-claim. This will curtail the chances of a straight forward recovery and this takes time and expense
  4. AiLegal help our clients increase the chances of debt recovery through win-win consultative negotiations with their Debtors and going after the “100% money back” for our clients
  5. We will take the burden of monitoring your debts with live online tracking for you, accessible through our online member portal